Whether you're investing in the U.S., the UK, Europe, or Australia, here's how to fund your global EasyEquities accounts smoothly - using EasyFX, your offshore bank account, or SWIFT.

Important Note: EasyFX is only available to South African citizens (and permanent residents with an SA ID number) who are over the age of 18, and still within their R1M SDA (Single Discretionary Allowance).

The Easiest Way: Use EasyFX

EasyFX is our own in-platform currency transfer tool that allows you to transfer Rands from your EasyEquities ZAR account to either Dollars in your EasyEquities USD account, Australian Dollars in your EasyEquities AUS account, British Pounds in your EasyEquities GBP account or Euros in your EasyEquities EUR account.

You can also now transfer USD, AUD, GBP, EUR back into your ZAR account.

This feature is built for EasyEquities users and is only available within the platform.

Steps:

Make sure your ZAR account is funded before you use EasyFX.

1. Log in and tap My Funds
2. Tap Transfers & Forex - the middle option - then tap any account tile
3. Choose:
   • From Account: EasyEquities ZAR
   • To Account: Your global account (e.g. EasyEquities USD)
4. Enter your transfer amount
5. Check the Ts&Cs box and confirm the transfer

Transfer Time:

With the process running hourly during week days, EasyFX transfers should reflect in your global account within hours.

If you experience any delays or issues with your EasyFX transfer, log a ticket with our support team so we can investigate for you.

More help:

• What is EasyFX?
• When will my EasyFX transfer reflect?

Important Note: EasyFX is only available to South African citizens (and permanent residents with an SA ID number) who are over the age of 18, and still within their R1M SDA (Single Discretionary Allowance).

Can’t use EasyFX? Fund via SWIFT or your Offshore Bank Account.

If you have an offshore bank account in the currency you wish to invest in (USD, GBP, EUR or AUD), you can simply use the banking details and unique EFT reference found on the deposit page of the global account you wish to fund.

However, if funding directly from your bank account (depositing rands or other currencies besides USD, GBP, EUR or AUD) or you're unable to use EasyFX, you'll need to do an international SWIFT transfer.

Step-by-Step for SWIFT Deposits (USD, AUD, GBP, EUR)

If you're funding global accounts from a bank outside that country, follow the steps below: 

1. Log in and tap My Funds
2. Under Deposits, choose the global account you're funding (USD,** AUD,** GBP, or EUR)
3. Select EFT as your method
4. You'll now see SWIFT bank deposit instructions - including:
   • Our Banking details
   • SWIFT Code
   • Account Number
   • Beneficiary Reference (e.g. EE12345-123456)
     • Be sure to copy these details exactly
5. Log in to your international banking platform
6. Select the forex/international payment option
7. Initiate a SWIFT transfer, entering the details exactly as provided
8. Paste your EasyEquities reference in the "Message" or "Payment reference" field

When your bank asks for the purpose of payment:

• Use "Investment" or "Portfolio Funding"
• If prompted for a BOP (Balance of Payments) category code, use 512/01(foreign investments - shares)
  • Avoid using 512/07(foreign investments - other)

Unfortunately, while reasonably easy to do, deposits by Swift payments can be quite costly for South Africans, with most banks charging a minimum fee of between R180 - R250 + commission.

For this charge allocation, we recommend choosing OUR - this ensures all bank fees are added on top, and the full amount is deposited into your EasyEquities global account.

Using SHA (shared) may result in less ending up in your global account, as the fees are deducted from what you're depositing.

For the beneficiary address, use our physical address:

• WeWork - Coworking Office Space, 173 Oxford Rd, Rosebank, Johannesburg, 2196

If they need it, you'll find the address of the receiving bank on the deposit page of the currency you're depositing into.

Make sure you’re selecting the correct currency and SWIFT code for the account you’re funding.

Important Note: We recommend confirming all charges with your bank before sending a SWIFT payment, as fees vary.

How Long Before I'll Receive my SWIFT Deposit?

SWIFT deposits can take at least 3–5 business days to reflect, depending on your bank. 

Are There Fees When Funding via SWIFT?

• EasyEquities doesn’t charge a fee to receive your funds
• But your sending bank and our receiving bank may both charge fees
• We are only able to process a minimum deposit of R150
• Confirm charges with your bank before sending funds, as these are outside of our control

When Depositing via SWIFT, Don’t Forget:

• Each global account has a unique reference - copy it carefully
• If you need to activate a global account, go to: Menu → Account Management → Add and Manage Accounts → Activate New Account

Guide: How to activate global accounts

Stuck?

Our support team is ready to assist..

Submit a support ticket here  and be sure to include:

• "Unallocated deposit" as your topic so we can correctly allocate an agent to your query as soon as possible
• Deposit method used (e.g. EFT, EasyFX, SWIFT...)
• Date & amount deposited
• POP if available

Our team will investigate and get you sorted ASAP.

Support Disclaimer:

This FAQ is designed to help EasyEquities users navigate platform funding options. It is not intended as financial advice or a general financial education resource.