How do I deposit money into my ZAR account?

Let’s get your ZAR Account funded.

Whether you’re starting with R50 or a little more, there’s no “right” way - just the method that works best for you. 

From instant options like Capitec Pay and Ozow to manual EFTs, we’ll walk you through each one so you can choose with confidence.

Step 1 is always: Log into your account → Tap My Funds → Choose EasyEquities ZAR (the one on top with the red tile) 

How to Fund Your ZAR Account

Instant EFT (Ozow or Stitch)
  1. Log in → Tap My Funds → Choose EasyEquities ZAR (the one on top with the red tile)
  2. → Select Instant EFT→ Choose either Stitch or Ozow
  3. Enter your amount (min R5) → "Pay with instant EFT"
  4. Choose your bank, follow the prompts, approve ✔
Capitec Pay
  1.  Log in → Tap My Funds → Choose EasyEquities ZAR (the one on top with the red tile)
  2. Select Capitec PayEnter your amount
  3. "Pay with Capitec Pay" → Follow the instructions on the next screen

Once you've approved the payment in your Capitec App, come back to EasyEquities to complete the transaction. 

Card Payments (incl. Apple and Google Pay)

After step 1, select Card PaymentEnter your amount

→ If paying by card, enter your card details (you can save these for faster deposits in future) and confirm the payment.

→ If paying with Apple or Google Pay, you'll need to link your account the first time you. After that, you can simply tap and confirm the payment.

Credit or Debit Card

After step 1, select Card PaymentEnter your amount

→ Enter your card details (you can save these for faster deposits in future)

→ You may need to authenticate the transaction with your bank before it can be processed.

Still prefer a good ol' manual EFT?

 Manual EFTs are free, but take 1–2 business days to reflect:

  1. Log in → Tap My Funds → Choose EasyEquities ZAR (the one on top with the red tile)
  2. Select EFT (Manual)
  3. Use the drop-down menu to select the same bank as one you bank with. You can copy the detailsto paste into your bank app.
    1. Bank to Bank is generally recommended, but if you don't see details for your bank in the options provided, you can still use any of the bank details provided - just make sure your deposit reference is correct.
  4. Tap the "Copy" button next to your EFT reference to ensure it's correct when making the deposit from your bank - you'll see this button just under your EasyEquities ZAR balance at the top of your screen.
  5. Open your banking app.
  6. Paste our banking details and your EFT reference when adding us as a beneficiary.
  7. Save and make your deposit.

If you bank with Capitec, you could save us a registered beneficiary on your banking app and do an immediate payment (R6.50) if speed is important, however, consider using Capitec Pay for faster deposit allocation and a low fee of R1*.

Important Note: Each account has a unique EFT reference - make sure to double-check this before transferring to a different rand account.

* Always refer to our cost profile to confirm our current fees. 

What reference must I use?

Always use the unique EFT reference shown on the EFT Deposit page of the account you're wanting to deposit into. (e.g. EE-123456).

Incorrect reference = delayed processing.

Depositing from CMA Countries?

If you're in eSwatini, Namibia, or Lesotho, your deposit must now be processed as a cross-border forex transaction - not a regular EFT.

This ensures compliance with AML (Anti-Money Laundering) and CTF (Counter-Terrorism Financing) laws, and helps keep your funds safer.

Step-by-Step Guide for Depositing:

  1. Log in → Tap My Funds (bottom right of screen)
  2. Choose EasyEquities ZAR
  3. Select EFT (Manual) as your deposit method
  4. Choose the bank you want to deposit into from the drop-down
  5. Tap to copy the full banking details into your banking app
  6. Paste your EasyEquities deposit reference exactly as shown (e.g. EE-123456)
  7. Complete the transaction using your banking app’s SWIFT / Forex option (not a local EFT)

Banking Details to Note:

  • SWIFT Codes:
    • ABSA: ABSAZAJJ
    • FNB: FIRNZAJJ
    • Standard Bank: SBZAZAJJ
    • Nedbank: NEDSZAJJ
    • Investec: IVESZAJJXXX
    • Bidvest: BIDBZAJJXXX
  • Account Name: First World Trader Nominees (RF) (Pty) Ltd
  • Purpose of Payment: "Investment" or "Portfolio Funding"
  • EE Address for compliance: WeWork - Coworking Office Space, 173 Oxford Rd, Rosebank, Johannesburg, 2196

How Long Will It Take?

SWIFT deposits can take 3–5 business days to clear. Processing depends on your bank's internal timelines.

Any Fees?

  • EasyEquities doesn’t charge for CMA deposits
  • But your bank will charge forex fees
  • The minimum deposit amount we can process is R150

We recommend checking with your bank to confirm all costs before depositing

Full CMA deposit guide
Discovery Bank Transfers (Quick and Seamless)

If you bank with Discovery Bank, you can link your EasyEquities account and transfer money into your ZAR account instantly via your Discovery Bank app.

Once you've linked your account:

Open your Discovery Bank app → Transfer

→ Select the Discovery account you want to transfer from

→ Select EasyEquities ZAR as the "Transfer To" account  

Funds normally reflect instantly. Discovery Bank does not charge additional fees for this transfer.

(This works for ZAR funding only - not global wallets)

Find out how to link your account here

Need Proof of Payment (POP)?
  • Log into your banking app
  • Go to the transfer history
  • Download and save the POP to your device, then attach the PDF to your ticket.

FAQ: How do I get a POP from my bank?

How much do deposits cost?

Most deposit methods are free or low cost.

Check out our Cost Profile PDF for all fees relating to deposits.

To find out how to fund Global Accounts, click here.

Stuck?

Our support team is ready to assist..

Submit a support ticket here  and be sure to include:

  • "Unallocated deposit" as your topic so we can correctly allocate an agent to your query as soon as possible
  • Deposit method used (e.g. EFT, EasyFX, SWIFT...)
  • Date & amount deposited
  • POP if available

Our team will investigate and get you sorted ASAP.

Support Disclaimer:
This FAQ is designed to help EasyEquities users navigate platform funding options. It is not intended as financial advice or a general financial education resource.

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