In terms of Investing, if you started investing R300 a month and you haven't increased that amount since you started 10 years ago, you are not keeping up with inflation.

To keep-up, it is essential to increase the amount you are investing each year in line with inflation. Taking this simple action will mean that your investment will be far more effective in the long-term.

With the best interests of our community in mind, we have therefore chosen to add an annual increase percentage alongside the recurring investment amount when you set up a recurring investment.

We have set the default percentage at 10% which should ensure that you are always slightly ahead of inflation, but you can change this should you wish to. You can even make it 0% if you don't like the idea at all. Just remember that your money won't be worth what it could if you keep that above inflation.