ZAR stands for South African Rands. This is the account where you’ll invest in local shares and ETFs. Read more about Exchange Traded Funds (ETFs) here.

TFSA stands for Tax Free Savings Account. A Tax Free Savings Account allows you to invest up to R500 000 without paying any tax on the profit you make on your investment, the dividends you receive, or the interest you might earn on cash. 

There are a couple of restrictions though: 

• You can only invest up to R36 000 a year in this account. 
• You can only invest in Collective Investment Schemes (ETFs fall under this category btw) and not single shares. 
• If you exceed the annual (R36 000) and lifetime (R500 000) limits, SARS will klap you with penalties - 40% on the excess. Ouch. 

Luckily EasyEquities will prevent you from over contributing in the TFSA you hold with us, however, we can’t monitor TFSA contributions you make elsewhere. Any amount that you withdraw from your account will count towards your annual and lifetime limit. If you have deposited R36 000 and withdraw R15 000 in the same year, you cannot deposit any more funds as you have already used your R36 000 deposit allocation.

Watch our video on TFSAs here.

USD stands for United States Dollar. Keen on becoming a Facebook shareholder? How about owning Amazon or Tesla shares? Now you can invest in American shares the same way you would local shares on our platform. 

Here’s how that works: 

• You transfer funds from your ZAR account to your USD account. 
• This turns your Rands into Dollars.

Once your money has been converted, you can invest as you normally would. Read more about how that process works here.

AUD stands for Australian Dollar. Keen on investing in shares listed on the Australian Securities Exchange (ASX)? 

Here’s how that works: 

• You transfer funds from your ZAR account to your AUD account. 
• This turns your Rands into Australian Dollars. 

Once your money has been converted, you can invest as you normally would. 

Read more about how that process works here.

GBP stands for Great British Pound. Now you can invest in British shares the same way you would local shares on our platform. 

Here’s how that works: 

• You transfer funds from your ZAR account to your GBP account. 
• This turns your Rands into Pounds. 

Once your money has been converted, you can invest as you normally would. Read more about how that process works here.

EUR stands for Euro. Now you can invest in European shares the same way you would local shares on our platform. 

Here’s how that works: 

• You transfer funds from your ZAR account to your EUR account. 
• This turns your Rands into Euros. 

Once your money has been converted, you can invest as you normally would. Read more about how that process works here.

We’ve created retirement solutions that are #easy. Invest with whatever amount you've got into a retirement bundle. Your bundle creator will be buying or selling shares in your portfolio, and re-adjusting weightings to keep the risk vs reward balance in check.
You can also invest in Unit Trusts and Bonds in your RA.

Read more about RA's here.

EasyProperties is an online platform offering investors access to fractionalised shares in new and existing property developments. Read more about EasyProperties here and watch our video guides here.

Practice makes a profit, so we give you R100,000 in a ZAR demo account and $10,000 in a USD account. Think of this as play-play money to help you get a feel for how things work on the platform.